2. Don’t Max Out Your Credit Cards
Maxing out your credit card has an adverse effect on your credit score which means that you’ll have a harder time getting loans in the future. Maxing out your card also means that you’ll be paying more for interest rates so it’s best to keep some of your credit available.
If you are at risk of going over the limit on multiple cards, it may be time to stop using them until the balance is paid off.