1. Limit How Often Your Credit is Checked
Every time your credit is checked by someone else, your score will actually go down. This is because each inquiry on your credit history will stay on your report for two years. This is mainly because the perception of trying to borrow too much or having too many accounts can work against you. Your score will only improve if you are being mindful of what you are doing. You should not accept every credit card offer that comes in the mail. Open the accounts you need. Only the ones you need.
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